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December 2025

Money Matters – December 2025

2026 Marks the Start of the “Great Housing Reset” After years of stalled activity, the U.S. housing market is expected to begin a slow reset in 2026. Not a crash or a boom, but a shift toward balance as income growth finally outpaces home price gains. Mortgage rates are projected to settle in the low-6% range, offering modest relief without sparking excess demand. Buyers may gradually return,...