Money Matters – April Edition

Mortgage Rates Ease Slightly as SpringMarket Begins Mortgage rates saw a slight decline in early April, offering some relief to homebuyers. According to Freddie Mac, the 30-year fixed rate averaged 6.37%, while 15-year rates dipped to 5.74%. Although rates rose earlier this year due to global uncertainty, this recent drop could encourage more buyers to reenter the market as the spring homebuying season...

Money Matters – March Edition

Delinquencies Show Localized Pressure New data from Cotality shows mortgage delinquencies held steady at 3.2% in late 2025, reflecting overall market stability. However, nearly half of U.S. metro areas experienced increases in late payments and foreclosures. While the national picture remains relatively calm, these localized shifts suggest emerging pockets of financial strain — a trend investors may...

Money Matters – February Edition

Data Centers & Long-Term Signals in Dallas While residential headlines fluctuate, long-term infrastructure and corporate investment continue shaping Dallas’s trajectory. Even when projects are resized or phased differently than planned, North Texas continues attracting technology and logistics industries. Short-term adjustments are part of every cycle. The broader picture remains one of...

Money Matters – January Edition

Looking Ahead in 2026 The new year brings a more balanced housing market. Buyers are deliberate, sellers are strategic, and decisions focus on location, condition, and timing rather than urgency. In Dallas–Fort Worth, population growth, infrastructure investment, and economic diversification support steady demand. Affordability is still a consideration, but income growth and stabilizing mortgage...

Money Matters – December 2025

2026 Marks the Start of the “Great Housing Reset” After years of stalled activity, the U.S. housing market is expected to begin a slow reset in 2026. Not a crash or a boom, but a shift toward balance as income growth finally outpaces home price gains. Mortgage rates are projected to settle in the low-6% range, offering modest relief without sparking excess demand. Buyers may gradually return,...

Money Matters – November 2025

Universal Studios in Frisco: Boom or Bottleneck? Universal Studios is bringing a $550 million theme park to Frisco on 97 acres. While smaller than Universal Orlando, the development is expected to draw regional visitors and stimulate property values, encouraging new commercial growth in restaurants, retail, and entertainment. However, residents have raised concerns about traffic, infrastructure, and...